After recovering from the initial shock of receiving a traffic ticket for a moving violation in Georgia or any other state, drivers often wonder whether the offense itself will be a mark on their permanent driving record bringing points along with it. What about your insurance company, will they raise your rates if the ticket does indeed end up on your driving record and you receive points as well?
The traffic violations below pretty much guarantee an insurance rate increase:
- Refusing breath or blood test for impairment
- DUI Or Other Impaired Driving
- Reckless driving (this may include major speeding violations in some states)
- Failure to stop after an accident
- Fleeing from police
- Driving With A Suspended License
The violations listed below may go on your permanent driving record depending on how you proceed once you receive your traffic citation. If you choose to hire a traffic lawyer to handle or fight the ticket, the charges may be reduced or in some cases become a non-reportable violation with no points. Each ticket case is different; previous violations, age, court/municipality will determine your options, our fee to represent you and how we proceed in getting you a successful resolution.
- Failure to yield
- Improper passing
- Improper turn
- Following too closely
- Texting, if it is considered a violation in your state
- Expired or having no driver’s license with you when stopped
- Driving without insurance or no proof of insurance
- Passing a school bus (some companies consider this a very serious violation)
- Child-seat violations
According to Insurance.com’s analysis of more than 490,000 auto insurance quotes and data gathered by research company Quadrant Information Services, the list below provides an average/estimate of how much a citation for a moving violation could impact your rates.
- Reckless driving: 22 percent
- DUI first offense: 19 percent
- Driving without a license or permit: 18 percent
- Speeding 30 mph over the limit: 15 percent
- Failure to stop: 15 percent
- Improper turn: 14 percent
- Improper passing: 14 percent
- Following too close/tailgating: 13 percent
- Speeding 15 to 29 mph over limit: 12 percent
- Speeding 1 to 14 mph over limit: 11 percent
- Failure to yield: 9 percent
- No car insurance: 6 percent
- Seat belt infractions: 3 percent
Contact Traffic Attorneys The Fortas Law Group today for a free consultation to discuss your options before just paying the ticket without knowing the consequences.