Your Insurance Rates Can Increase Due To Georgia Traffic Tickets
The premiums you pay for car insurance can be severely impacted by a Georgia speeding ticket or other moving traffic violation. Every moving traffic violation in Georgia is considered to be a criminal misdemeanor. A speeding ticket alone increased the average cost of car insurance in Georgia by 26%, according to an industry expert’s research in a 2021 study of quoted annual premiums. Research also found that the percentage increase in car insurance can be even higher, depending upon the severity of the violation itself and if it is a speeding ticket, how much over the speed limit the ticket speed was.
Georgia Super Speeders And Insurance
In Georgia, a super speeder is designated as any driver ticketed for 75 or higher on a 2 lane highway, or 85 or higher on a 4-lane highway. The consequences of a GA super speeder ticket can be greater as an additional $200 fine is assessed in addition to the regular fine payment if the ticket is just paid outright.
Georgia Drivers Under 21 and Insurance
As a general rule, young men under the age of 21 pay higher insurance premiums than young women, this was found to be true country wide. This is based on industry research on all traffic tickets and speeding tickets, performed over the course of many years. The research shows that males, especially younger males, are more apt to travel at higher rates of speed and are in general, riskier drivers than female drivers. After the age of 21, insurance premiums are close to even for men and women.
When you are under 21 years of age, a ticket of 4 points or more in Georgia for any violation can suspend your driver’s license for 6 months. This applies to speeding ticket of 24+ miles per hour or higher, over the speed limit. It also applies to a reckless driving charge. If you are under 21, it makes especially good sense to consult with an attorney before either paying the ticket, or going to court on your own. Since insurance premiums are already so high for a young driver, you will want to do all you can to keep the rates from going up even more.
Drivers of any age can hire our Georgia Traffic Lawyers to get a reduction of the violation and points which will protect your driving record and insurance rates as much as possible. Call our office at 404-315-9936, or fill out our online form for a free ticket review. Don’t let a Georgia traffic violation ruin your good record and increase your insurance costs.